Retirement is a time to relax and enjoy life, and choosing the right place to settle is crucial. The Chicago area offers many suburbs that cater to retirees, providing a mix of affordability, safety, healthcare, and recreational activities. Whether you seek a peaceful retreat or a vibrant community, these Chicago suburbs stand out as top choices for retirement.
1. Palos Heights – A Quiet and Safe Haven
Palos Heights is an excellent choice for retirees looking for a serene and well-maintained suburb. The area boasts a low crime rate, numerous senior-friendly amenities, and easy access to medical care. With spacious parks, walking trails, and a tight-knit community, Palos Heights ensures a comfortable and peaceful lifestyle.
Key Benefits:
- Low crime rate and quiet neighborhoods
- Access to top-rated medical facilities
- Community centers offering senior activities
- Scenic parks and walking trails
2. Monee – Affordable and Peaceful Living
For retirees on a budget, Monee provides an affordable cost of living while maintaining a high quality of life. The suburb features a small-town charm with local shops, golf courses, and outdoor spaces. Its affordability makes it an attractive choice for retirees looking to stretch their savings.
Key Benefits:
- Lower housing costs compared to other Chicago suburbs
- Less traffic and a relaxed environment
- Plenty of recreational activities, including golf courses
- Proximity to larger cities for added conveniences
3. Winfield – A Healthcare Hub for Retirees
Winfield is home to top-tier healthcare facilities, including Northwestern Medicine Central DuPage Hospital. This makes it an excellent choice for retirees who prioritize healthcare access. The suburb also features a range of senior-friendly activities, making it a well-rounded option.
Key Benefits:
- Excellent healthcare services
- Low crime rate for added safety
- Senior programs and community events
- Beautiful parks and natural scenery
4. Northfield – Small-Town Charm with Modern Amenities
Northfield offers the perfect balance between small-town charm and modern conveniences. Retirees can enjoy a relaxed lifestyle while still having easy access to shopping centers, restaurants, and healthcare facilities.
Key Benefits:
- A strong sense of community
- Local events and festivals throughout the year
- Close proximity to Chicago’s top attractions
- Peaceful and walkable neighborhoods
5. Lincolnshire – A Culture and Nature Hub
For retirees who enjoy cultural activities and nature, Lincolnshire is a top pick. The suburb is home to beautiful parks, theaters, and community centers, making it ideal for those who want an active and engaging lifestyle.
Key Benefits:
- Rich cultural scene with theaters and art centers
- Well-maintained parks and golf courses
- High safety rating for peace of mind
- Vibrant community with senior-focused activities

6. Des Plaines – Convenient and Affordable Living
Des Plaines is a fantastic option for retirees who want affordability without sacrificing convenience. The suburb is well-connected to Chicago via public transportation, offering easy access to city amenities while maintaining a quiet suburban feel.
Key Benefits:
- Affordable housing options
- Public transportation for easy travel
- Local dining and entertainment options
- Proximity to O’Hare International Airport for travel
7. Highland Park – A Scenic and Upscale Retirement Destination
Highland Park offers a blend of luxury and natural beauty. Located along Lake Michigan, this suburb provides breathtaking views, excellent dining options, and plenty of recreational opportunities.
Key Benefits:
- Scenic lakefront views and walking trails
- Upscale dining and shopping options
- Cultural attractions like theaters and music festivals
- Safe and welcoming community
8. Northbrook – A High-End Retirement Choice
Northbrook is one of the wealthiest suburbs in the Chicago area, known for its upscale amenities, golf courses, and fine dining. While it may be more expensive, retirees who can afford it will enjoy a high quality of life.
Key Benefits:
- Luxury homes and a high-end lifestyle
- Plenty of recreational activities
- A strong community with senior engagement programs
- Close proximity to Chicago for entertainment and healthcare
9. Lake Forest – Tranquility and Prestige
Lake Forest is another affluent suburb offering a serene and picturesque environment. It’s perfect for retirees who appreciate privacy, green spaces, and high-end amenities.
Key Benefits:
- Beautiful landscapes and tree-lined streets
- High safety ratings
- Exclusive golf courses and country clubs
- Historic charm with modern conveniences
10. Riverwoods – A Nature Lover’s Dream
For retirees who love nature and quiet surroundings, Riverwoods is a hidden gem. The suburb is known for its forest preserves, hiking trails, and spacious properties that provide privacy and peace.
Key Benefits:
- Abundant nature and wildlife
- Spacious properties with a secluded feel
- Peaceful and quiet community
- Ideal for outdoor enthusiasts
Final Thoughts
Retiring in the right suburb can make all the difference in your golden years. Whether you prioritize affordability, healthcare access, nature, or luxury, the Chicago suburbs offer something for every retiree. Choosing one of these top suburbs ensures a fulfilling and comfortable retirement lifestyle.
For a comprehensive guide on the best suburbs to retire in near Chicago, visit Movoto’s list of top Chicago suburbs for retirees.
Disclaimer – Our team has carefully fact-checked this article to make sure it’s accurate and free from any misinformation. We’re dedicated to keeping our content honest and reliable for our readers.